okay let's see i think uh i guess since i call i'm supposed to start i think that's the way everybody has done it so far
 	
 	
 		okay
 	
 	
 		but anyway i i think that um we are paying a lot in taxes but i think that
 		we have a government and we have a lot of freedoms and we have a lot of things that uh you know the governments doing with our money
 		um we're probably one of the the only countries in the world that has all the things that we have the you know as far as the quality of the streets the school systems
 		um the hospital stuff that the the government gives money to um the you know all the things that the government does like that i uh i think they need to manage it a little bit better but i don't think uh
 		anybody is just going to come in and fix it in a couple of weeks because they've been messing it up for many years now so yeah
 	
 	
 		well i have to agree that  and and you're right i mean we you know we do have a good government we do have a lot of things
 		that you know show that the taxes are there to support but i do think they're mismanaged and i think that sometimes it's too easy of a
 		i don't know to easy of an answer it seems to the politician to say i'll tax them if you can't get enough money instead of trying to figure out how to cut budgets or cut spending or or you know get all of the waste out of the spending
 	
 	
 		um-hum
 	
 	
 		um i don't know what y'all are paying in Dallas but you know it seems like we pay the state you know there is a
 		the taxes is set by you know the the state and the city can add theirs and the county adds theirs and you know we're paying almost eight percent sales tax right now which seems to me nuts i came from California
 	
 	
 		yeah
 	
 	
 		and you know when i left there we paid six cents on the dollar and that was like one of the highest in the nation
 	
 	
 		right i think it's seven here or seven point something
 	
 	
 		yeah
 		yeah ours is seven point seven five almost eight and it drives me crazy i'm thinking you know everybody is sitting here screaming about
 	
 	
 		yeah
 	
 	
 		we don't want a state income tax but yet they allow the sales tax to go up and up and up and up and they don't do anything about it
 	
 	
 		um-hum  right do where are you at what state
 	
 	
 		so
 		i'm in Lubbock  Texas yeah
 	
 	
 		oh really yeah there's we're still we still one of few that don't have the uh state tax taxes
 	
 	
 		that's true and i did pay state tax in in California but my goodness that that the what do you call it sales tax is just getting outrageous to pay
 	
 	
 		yeah that's true
 	
 	
 		know you don't sound like you're from Dallas where do you come do you come from originally Texas or
 	
 	
 		yeah yeah i do i've lived in in the Dallas area here since i was like four so uh it's i don't know rural an urban area i guess whatever i don't know what i'm
 	
 	
 		oh okay
 		you just you just managed to escape the real Texan accent i thought maybe you had come from somewhere else and had some experience with taxes there
 	
 	
 		yeah
 		no no i've just lived here but
 	
 	
 		yeah
 	
 	
 		i don't know i i do i can think of all the uh
 		the biblical things about it too where what did they say to uh i can't think of the scripture Render unto Caesar's what is Caesar's so
 	
 	
 		that's right
 	
 	
 		you know even uh
 		i think even in the the story where they had to pay the taxes the disciples and uh Jesus said the money in the fish's mouth or in the fish's inside the fish
 	
 	
 		yeah
 	
 	
 		and uh i thought of those two things when i was i was holding for a long time yeah yeah
 	
 	
 		oh were you really trying to find someone at home well you know um back then what they try to do you know the  would always try to stump Jesus try to give him something that would contradict himself
 	
 	
 		right
 	
 	
 		and so that's what they were trying to do with the tax situation and of course that's when he said well you render unto Caesar's what is Caesar's you render unto God what is God's and uh
 	
 	
 		right
 	
 	
 		and you know of course there i don't think they really cared about the answer they just wanted to try and catch him in something
 	
 	
 		right get in yeah
 	
 	
 		but i you know i believe in paying taxes and i mean yeah like everybody else i try to
 		you know take as many deductions as i can that right and honest you know i don't want to pay more than i have to and and i get outraged sometimes when i feel like they go up for useless reasons but i believe that they're necessary you know so i really do
 	
 	
 		oh sure
 		sure
 		right
 		um-hum right
 	
 	
 		where do do uh do you deal with taxes much in what you do when you work or
 	
 	
 		yeah are
 		no not really i i we've i spends a lot of time with our income tax though this especially this year and last year
 		um i have been married for just a few years so i've had to really switch around from the EZ form to the um just a regular right all the deductions and all that
 	
 	
 		schedule A well yeah and you know
 		did you notice that when they passed the new simplified tax act it seemed like it made everything harder
 	
 	
 		yeah it really did i i saw that too
 	
 	
 		i didn't notice anything simplified about it except that they took away the deductions for the interest and  other things
 	
 	
 		right right that's we're looking at buying a house and that's one of the main uh pluses we have about buying a house is
 	
 	
 		yeah
 		and it will help tremendously we bought ours five years ago and it's the one thing it seems like you make those payments every month and at the end of the year you've paid all interest and no principles
 	
 	
 		yeah
 		um-hum
 		right
 	
 	
 		so that will definitely help in taxes and what you will get back
 	
 	
 		yeah yeah you know there's a thing i just i've been trying to learn as much as i can about it
 		if if you pay i i know i get paid twice a month every two weeks instead of twice a month so i get twenty six paychecks which would come out to be in like thirteen months
 	
 	
 		uh-huh
 		uh-huh
 		that's right
 	
 	
 		so if you pay your uh rent or your house payment every two weeks instead of once a month you'll come out paying a
 	
 	
 		uh-huh
 	
 	
 		uh one month extra every year and it'll if have you a thirty year note it will take like seven or plus years off of your note
 	
 	
 		that's right
 		that's right my parents uh bought a home in San Diego about four or five years ago
 		and they did that they thought their payment is automatically taken out like every other Wednesday and that's exactly right even though the note is thirty years she said it's going be paid off in like twenty or twenty one years or something like that
 	
 	
 		oh yeah
 		um-hum
 		right yeah
 	
 	
 		uh just because uh exactly what you said you're making one more months payment every year
 	
 	
 		right
 		right and that's going on the principle it doesn't pay any interest or usually usually it doesn't anyway
 	
 	
 		yeah so that's
 		that's a good way to do it and when we bought this house we looked at doing a fifteen year note because it it added more to the payment but not significant amounts you know it was it was a good payoff for being able to pay it off sooner
 	
 	
 		yeah
 		um-hum
 		um-hum
 		right that's what we're looking at fifteen or maybe twenty we're not going to go longer than twenty
 	
 	
 		yeah
 		yeah
 	
 	
 		but we're taking our time we're going uh try to make our decision by July
 	
 	
 		well that's good though
 	
 	
 		so and we just started two or three weeks ago and we're not going to just kill ourselves you know just two or three houses a week at the most
 	
 	
 		yeah
 	
 	
 		and
 	
 	
 		well that's good though is it kind of a buyers market down there you'll be
 	
 	
 		yeah
 		uh yeah absolutely and the credit union has nine percent interest so yeah so that's
 	
 	
 		well that's good
 		that's pretty excellent
 	
 	
 		i don't know we couldn't think of a better time to buy than now
 	
 	
 		that's good
 	
 	
 		but anyway well um i can't think of a whole lot more to say
 	
 	
 		well i can't either i appreciate the call though
 	
 	
 		yeah me too and uh yeah same here my wife  uh she went to uh the school out there in Lubbock um she was there for two or three years before we got married
 	
 	
 		i enjoyed talking to you
 		in Lubbock
 	
 	
 		i guess before i even met her but
 	
 	
 		Breyiana Breyiana look at me please  just a second  be quite please i can not hear i will talk to you in just a second  go ahead so she went to school out here
 	
 	
 		okay
 		but anyway i just yeah she went to school there at uh Cathy Walker
 	
 	
 		what was her name
 		no i didn't know any Walker's
 	
 	
 		no yeah but she
 	
 	
 		well good luck in your house hunting
 	
 	
 		yeah thanks a lot you y'all work at TI you you do okay oh really wow that's interesting i work in the wafer in the wafer fabrication in
 	
 	
 		i do yeah i'm in human resources yeah
 		do you really see that okay i worked with uh with Elma
 	
 	
 		oh really yeah
 	
 	
 		yeah and uh i used to work i i did all of their capital and financial planning for about eight years
 	
 	
 		oh wow
 	
 	
 		and then i've just been in Human Resources the last two years and i work with those same people that i worked with all those nine years so i feel kind of part of the staff
 	
 	
 		yeah
 		yeah i'm i'm uh turning in a capital request right now yeah that's funny that's that's where you're from uh a machine that puts
 	
 	
 		you are
 		what are you trying to get
 	
 	
 		back grind tape on and off the wafers
 	
 	
 		oh
 		okay so you work in back grind
 	
 	
 		yeah i'm i'm sort of an acting process engineer but not officially but that's pretty much what i do yeah
 	
 	
 		oh okay
 		that's what you do huh and Demos four
 	
 	
 		right and do most for
 	
 	
 		well good deal what do y'all think of Sam
 	
 	
 		oh i like him he's um he's hard but i we i think we needed that
 	
 	
 		well that's good
 	
 	
 		and he's i mean he
 	
 	
 		he was very good for Lubbock when he came to he did you know it was the same kind of thing he he he had a lot of good results
 	
 	
 		um-hum
 		yeah that's that's what he said here he's gotten us into a linear flow that we've never been in before
 	
 	
 		good
 		well good
 	
 	
 		and that's that's been a real big plus he's broadened our um the devices that we're making too
 	
 	
 		good
 		oh okay
 	
 	
 		which has made us as lot more stable but anyway well it was nice to talk to you they're are going to interrupt us any minute now i can tell
 	
 	
 		well that's good
 		well you too and
 		well i know they will and besides that my daughter wants me to put her to bed so  well have a good day bye-bye
 	
 	
 		okay yeah me too you well you too bye