Laurie okay
yes
i'm supposed to ask you how do you make use of your credit cards and i'm supposed to compare those with my my habits
okay how do i make use of credit cards um
yes
let's see i carry a lot of credit cards with me mostly because i don't ever have cash
right
and i don't i do you work for Texas Instruments
no i do not
okay well at TI we have to use what's called a texteller if we want to get cash out and those are only available at TI
uh-huh
oh okay
so if i'm in a mall or something i can't get cash out without paying extra money so i'm always using credit cards
sure
well myself i always try i'm i'm a traveling person
um-hum
and i'm out of town quite a bit so i use credit cards quite a lot also as far as everything from service work and gasoline in my car to my lodging entertainment and for everything
um-hum yeah me too
so that's uh as far as using them outside that i'm not i don't use them too much but i don't think i i think my wife is sort of like you she uses a credit card most of the time
yeah
so she does most of the shopping for our household so she'll use them more than i will
uh-huh
but do you get to pay the bills
yes
but so it's me i'm always i'm the guy that always goes to like Dillard's and i'll go in and charge something and and i'll have to give them my driver's license they'll have to look up the number because i'm never carrying a credit card
same at my house
uh-huh yeah
but i do carry like my American Express and my Visa which i use for you know primarily work type things
uh-huh yeah
this is my first call by the way so
oh it's mine too yes
oh is it really
all right so we're both beginners then
yeah
i've had this for a couple weeks and i've been out of town so this is my first time to
oh okay okay now did you pick this topic or were you given
to use it
so
no i was given this topic
i see okay
yeah they give you they assign you a topic you call the eight hundred number have you tried it yet
right
no
okay when you call the eight eight hundred number they assign you a topic and uh
pretty uh cut and dry
huh okay
um let's see so how long are we supposed to talk for
i'm not sure
a couple about about two minutes three minutes i think
okay
but i really don't have too much more to say in regards to credit cards i one thing i've always tried to do is when i get my credit cards i always try to pay them off because i just sort of detest paying interest
oh yes definitely
and uh like years ago my wife and i got married
uh-huh
she was the one with a little better heel than i was because i had my credit cards i think up to the limit and i was giving everyone ten dollars a month and everything like that but
oh
that'll cost you a fortune
that was like thirty years ago so now it's a little different we i get a bill and i pay it the same day it comes in
yes yes
or at least i try to and i just try to tell my kids how much
i hate paying interest so they should follow the same rule
that's right well yeah if you pay it that way it i mean it really is it's like getting a free loan for a while
oh you bet it's a
which is what i do
it's an absolute savings
or if you travel for work and you get your reimbursement before the bill comes in you get to keep the money
you bet
that's that's very handy
yeah it works great
well
i think that's all i have
okay
well it was nice to meet you
nice to meet you and uh give it a try i think you'll enjoy it
okay thanks bye-bye
okay thank you bye
