um the question was kind of interesting to me because i was just trying to put together a uh long term financial plan and a monthly budget the only thing i do now is
uh put the data into Quicken i don't know if you're familiar with that
yeah i've uh have some friends of mine who use Quicken and uh
i considered using it once myself but i decided that the amount of information that would have to go in would be a lot of time keeping that up to date so i i kind of gave up on the idea of using Quicken at least for now
um-hum
hm
i i've found that it's the only reliable way to keep a check book balanced actually because what will happen is my wife or i'll write a few checks and then we'll uh
uh
not bother to total it
um-hum
and then it it comes comes in just to do all the arithmetic so it helps with that
yeah well i
have similar problems but uh we just have the one check book and we
try to keep it up to date as much as possible and occasionally we'll get behind like you say but uh
it doesn't really seem to be too too tight if we remember just remember to keep everything up up to date and balanced
um
well how do you handle the the long range or medium range planning on finances
uh actually we haven't had to yet yet uh uh until just recently i guess we've got a
a daughter who's eighteen months and another one on the way so
um-hum
we need to start doing more of that just for uh
you know saving for college and things like that
we tried a way try to put away between two and four thousand a year just for that for
yeah well that's pretty good if you can do that i know
um
i have a daughter who's ten and we haven't really put much away for her college up to this point but um
we're to the point now where our financial income is enough that we can consider putting some away for college so
um-hum
we're gonna be starting a regular payroll deduction in the fall and then the money that i'll be making this summer we'll be
hm
putting away for her college fund
hm
sounds good
yeah i guess we're we're just at the point my uh
my wife worked until we had a family and then you know now we're just going on the one income so it's a lot more interesting trying to
um-hum
find some extra i think payroll deductions probably the only way we'll be able to
um
do it just you know kind of enforce the savings
um-hum
but uh it'll be interesting to see
well our situation is just a little bit kind of the opposite of that cause my wife was not working for some time and was going to school and just recently
uh
took on a full time job well almost full time
hm
so it's only recently that we've had the money where we could start putting away large sums of it for uh long range goals like college and
um
significant travel and that kind of thing
that sounds good
but uh
uh i was just curious what uh part of the country
oh
ah Wisconsin
okay
how about you
um Cincinnati actually
i was kind of wondering if they'd be collecting people with uh the western accents or something like that i don't know how many people
are uh going to be involved in this but
um-hum
uh
well that's interesting i'm uh
uh um actually uh i was kind of interested if you found out about the study by uh reading Telecom Digest or was there another
uh a colleague of mine at uh at work got some information over
um
the computer network called internet
oh okay yeah that's how i got it as well but uh
and he just forwarded that on to me and
um
it sounded like it'd be an interesting project to participate in so i
um-hum
sent
yeah it'll be interesting to see what they
sent back some E-mail
it'd be interesting to see how the data base well i guess we're talking about the experiment and
um-hum
probably try to get back on the
topic but uh it's hard to talk about finances without without
getting to uh dollar figures i guess
um-hum
you know we could talk about some of the long range goals
what other long range goals do you have besides college
yeah
um
well i think either my wife or i would like to pursue advanced degrees at some point
um-hum
uh
i guess we'll have to
factor that in if we're if we're not working for employers that happen to fund that it seems like every year my employer scales back you know a little bit of their tuition reimbursement
um-hum
i mean they use to reimburse it a hundred percent and now it's uh
now it's reimbursement depending on the grade you get in class and uh it's it's a real shift from what we had before uh because we're
