okay let's see i think uh i guess since i call i'm supposed to start i think that's the way everybody has done it so far
okay
but anyway i i think that um we are paying a lot in taxes but i think that
we have a government and we have a lot of freedoms and we have a lot of things that uh you know the governments doing with our money
um we're probably one of the the only countries in the world that has all the things that we have the you know as far as the quality of the streets the school systems
um the hospital stuff that the the government gives money to um the you know all the things that the government does like that i uh i think they need to manage it a little bit better but i don't think uh
anybody is just going to come in and fix it in a couple of weeks because they've been messing it up for many years now so yeah
well i have to agree that and and you're right i mean we you know we do have a good government we do have a lot of things
that you know show that the taxes are there to support but i do think they're mismanaged and i think that sometimes it's too easy of a
i don't know to easy of an answer it seems to the politician to say i'll tax them if you can't get enough money instead of trying to figure out how to cut budgets or cut spending or or you know get all of the waste out of the spending
um-hum
um i don't know what y'all are paying in Dallas but you know it seems like we pay the state you know there is a
the taxes is set by you know the the state and the city can add theirs and the county adds theirs and you know we're paying almost eight percent sales tax right now which seems to me nuts i came from California
yeah
and you know when i left there we paid six cents on the dollar and that was like one of the highest in the nation
right i think it's seven here or seven point something
yeah
yeah ours is seven point seven five almost eight and it drives me crazy i'm thinking you know everybody is sitting here screaming about
yeah
we don't want a state income tax but yet they allow the sales tax to go up and up and up and up and they don't do anything about it
um-hum right do where are you at what state
so
i'm in Lubbock Texas yeah
oh really yeah there's we're still we still one of few that don't have the uh state tax taxes
that's true and i did pay state tax in in California but my goodness that that the what do you call it sales tax is just getting outrageous to pay
yeah that's true
know you don't sound like you're from Dallas where do you come do you come from originally Texas or
yeah yeah i do i've lived in in the Dallas area here since i was like four so uh it's i don't know rural an urban area i guess whatever i don't know what i'm
oh okay
you just you just managed to escape the real Texan accent i thought maybe you had come from somewhere else and had some experience with taxes there
yeah
no no i've just lived here but
yeah
i don't know i i do i can think of all the uh
the biblical things about it too where what did they say to uh i can't think of the scripture Render unto Caesar's what is Caesar's so
that's right
you know even uh
i think even in the the story where they had to pay the taxes the disciples and uh Jesus said the money in the fish's mouth or in the fish's inside the fish
yeah
and uh i thought of those two things when i was i was holding for a long time yeah yeah
oh were you really trying to find someone at home well you know um back then what they try to do you know the would always try to stump Jesus try to give him something that would contradict himself
right
and so that's what they were trying to do with the tax situation and of course that's when he said well you render unto Caesar's what is Caesar's you render unto God what is God's and uh
right
and you know of course there i don't think they really cared about the answer they just wanted to try and catch him in something
right get in yeah
but i you know i believe in paying taxes and i mean yeah like everybody else i try to
you know take as many deductions as i can that right and honest you know i don't want to pay more than i have to and and i get outraged sometimes when i feel like they go up for useless reasons but i believe that they're necessary you know so i really do
oh sure
sure
right
um-hum right
where do do uh do you deal with taxes much in what you do when you work or
yeah are
no not really i i we've i spends a lot of time with our income tax though this especially this year and last year
um i have been married for just a few years so i've had to really switch around from the EZ form to the um just a regular right all the deductions and all that
schedule A well yeah and you know
did you notice that when they passed the new simplified tax act it seemed like it made everything harder
yeah it really did i i saw that too
i didn't notice anything simplified about it except that they took away the deductions for the interest and other things
right right that's we're looking at buying a house and that's one of the main uh pluses we have about buying a house is
yeah
and it will help tremendously we bought ours five years ago and it's the one thing it seems like you make those payments every month and at the end of the year you've paid all interest and no principles
yeah
um-hum
right
so that will definitely help in taxes and what you will get back
yeah yeah you know there's a thing i just i've been trying to learn as much as i can about it
if if you pay i i know i get paid twice a month every two weeks instead of twice a month so i get twenty six paychecks which would come out to be in like thirteen months
uh-huh
uh-huh
that's right
so if you pay your uh rent or your house payment every two weeks instead of once a month you'll come out paying a
uh-huh
uh one month extra every year and it'll if have you a thirty year note it will take like seven or plus years off of your note
that's right
that's right my parents uh bought a home in San Diego about four or five years ago
and they did that they thought their payment is automatically taken out like every other Wednesday and that's exactly right even though the note is thirty years she said it's going be paid off in like twenty or twenty one years or something like that
oh yeah
um-hum
right yeah
uh just because uh exactly what you said you're making one more months payment every year
right
right and that's going on the principle it doesn't pay any interest or usually usually it doesn't anyway
yeah so that's
that's a good way to do it and when we bought this house we looked at doing a fifteen year note because it it added more to the payment but not significant amounts you know it was it was a good payoff for being able to pay it off sooner
yeah
um-hum
um-hum
right that's what we're looking at fifteen or maybe twenty we're not going to go longer than twenty
yeah
yeah
but we're taking our time we're going uh try to make our decision by July
well that's good though
so and we just started two or three weeks ago and we're not going to just kill ourselves you know just two or three houses a week at the most
yeah
and
well that's good though is it kind of a buyers market down there you'll be
yeah
uh yeah absolutely and the credit union has nine percent interest so yeah so that's
well that's good
that's pretty excellent
i don't know we couldn't think of a better time to buy than now
that's good
but anyway well um i can't think of a whole lot more to say
well i can't either i appreciate the call though
yeah me too and uh yeah same here my wife uh she went to uh the school out there in Lubbock um she was there for two or three years before we got married
i enjoyed talking to you
in Lubbock
i guess before i even met her but
Breyiana Breyiana look at me please just a second be quite please i can not hear i will talk to you in just a second go ahead so she went to school out here
okay
but anyway i just yeah she went to school there at uh Cathy Walker
what was her name
no i didn't know any Walker's
no yeah but she
well good luck in your house hunting
yeah thanks a lot you y'all work at TI you you do okay oh really wow that's interesting i work in the wafer in the wafer fabrication in
i do yeah i'm in human resources yeah
do you really see that okay i worked with uh with Elma
oh really yeah
yeah and uh i used to work i i did all of their capital and financial planning for about eight years
oh wow
and then i've just been in Human Resources the last two years and i work with those same people that i worked with all those nine years so i feel kind of part of the staff
yeah
yeah i'm i'm uh turning in a capital request right now yeah that's funny that's that's where you're from uh a machine that puts
you are
what are you trying to get
back grind tape on and off the wafers
oh
okay so you work in back grind
yeah i'm i'm sort of an acting process engineer but not officially but that's pretty much what i do yeah
oh okay
that's what you do huh and Demos four
right and do most for
well good deal what do y'all think of Sam
oh i like him he's um he's hard but i we i think we needed that
well that's good
and he's i mean he
he was very good for Lubbock when he came to he did you know it was the same kind of thing he he he had a lot of good results
um-hum
yeah that's that's what he said here he's gotten us into a linear flow that we've never been in before
good
well good
and that's that's been a real big plus he's broadened our um the devices that we're making too
good
oh okay
which has made us as lot more stable but anyway well it was nice to talk to you they're are going to interrupt us any minute now i can tell
well that's good
well you too and
well i know they will and besides that my daughter wants me to put her to bed so well have a good day bye-bye
okay yeah me too you well you too bye
